A 12-month Community Wealth Building Model that takes you from your first budget to your first real investment — as an owner, not just a student.
Built from lived experience. Grounded in evidence. Designed for legacy.
Free program. 20 seats. Enrollment closes December 15, 2026.
Serve the community
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The Problem
You've read the budgeting apps' blog posts. You've watched the YouTube videos on investing. You know, in theory, what you're supposed to be doing with your money.
And yet — the debt is still there. The retirement account still doesn't exist. Investing still feels like something other people do.
That's not a knowledge problem. It's a structure problem.
Information without community, accountability, and real opportunity doesn't produce lasting change. It produces another article you meant to act on.
Becoming F.L.Y.™ was built to close that gap — not with another workshop, but with a full year of structured transformation alongside 19 other people doing this work with you.
There's no shortage of financial advice. There's a shortage of financial transformation.
Roth IRA opened · first personal investment made · Investment Research Brief submitted
Stage 2 — Agency
F.L.Y. Portfolio governance · estate planning · business financial foundation · legacy action plan
Stage 3 — Accumulation
Net worth audit · personal budget · debt elimination roadmap · emergency fund established
Stage 1 — Awareness
Becoming F.L.Y.™ is not a class. It's a 12-month rebuild.
Becoming F.L.Y.™ is a hybrid, cohort-based Community Wealth Building Model for 20 adults per cohort, purpose-built for underserved communities of color. Over 12 months and 78 sessions across 10 modules, you won't just learn about money — you'll rebuild your relationship with it, one stage at a time.
By the time you graduate, you haven't just learned the steps. You've taken them.
The Differentiator
THE F.L.Y. PORTFOLIO
you become an investor
The F.L.Y. Portfolio is the single most distinctive part of Becoming F.L.Y.™.
It's a real brokerage account at Fidelity Investments, owned by MFHEF and governed collectively by the cohort under a formal Investment Charter.
This one makes you an investor.
Most programs teach you about investing.
- Research real companies and sectors
- Present a formal Investment Research Brief to your cohort
- Vote on which positions the portfolio holds
- Watch a real account move — with your fingerprints on the decision
This isn't a simulation. It isn't a worksheet with fake numbers. It's a real account, real votes, real stakes — and real experience you carry with you for the rest of your investing life.
WHO THIS IS FOR?
The Adult Cohort Underserved adults in communities of color across Georgia — uninsured or underinsured, carrying consumer debt, without emergency savings or a retirement account. If that's you, this program was designed with your exact starting point in mind.
If you're managing tuition, student debt, and household responsibilities all at once — the earlier you build these patterns, the more they compound in your favor. Reaching people before financial habits become fixed is one of the most powerful interventions this model makes.
Built for the people traditional financial systems were never built for.
WHAT YOU'LL LEAVE WITH?
✔ A documented net worth baseline — and proof of how it changed
✔ An active personal budget and a debt elimination roadmap with a real date on it
✔ An emergency fund — started and growing
✔ A retirement account, open and actively funded
✔ A personal brokerage account with your first investment made
✔ Real investor experience through the F.L.Y. Portfolio
✔ A Legacy Action Plan and a 12-Month Financial Roadmap for the year ahead
✔ A Financial Mission Statement — written by you, for you
One year from today, you won't just know more. You'll have more — and proof of how you got there.
This is not a certificate of attendance. It's a financial identity shift, documented step by step.
Bridget McKenzie moved from Spanish Town, Jamaica to the United States as a child — and decided early that she would not spend her life poor or dependent. That promise carried her through 37 years of healthcare executive leadership, where she watched something most people in finance never see up close: financial instability determining health outcomes. Deferred care. Skipped medication. Emergency rooms full of conditions that didn't have to become emergencies.
She calls it what it is: "Wealth is Health".
Becoming F.L.Y.™ is what happens when four decades of healthcare leadership and lived experience meet a single, urgent belief — that financial capability isn't a nice-to-have. It's a determinant of how long and how well people live.
She built the program she wished had existed. Now it exists — for you.
Our Founder
She made a promise at eight years old. She built this so you could keep yours.
Program Details
Program length: 12 months
Sessions: 78
Cohort size: 20 participants
Modules: 10
Cost to participate: Free
Monthly Portfolio Contribution: $20/month (charitable contribution to MFHEF, invested in the F.L.Y. Portfolio)
Location: Gwinnett County, Georgia (hybrid)
Launch: January 2027
Enrollment deadline: December 15, 2026
Your $20/month Portfolio Contribution is a charitable donation to MFHEF — potentially tax-deductible — and it's invested directly into the F.L.Y. Portfolio, a permanent institutional asset of the Foundation. Every cohort's contributions grow the portfolio further, meaning the wealth-building model itself compounds nationally, cohort after cohort.
You're not paying for a seat. You're becoming a founding contributor to something built to outlast this one year.
Your contribution doesn't disappear. It builds something permanent.
Why The $20/Month?
Applications are reviewed as they come in. Once the 20 seats are filled, or December 15, 2026 arrives — whichever comes first — enrollment closes, and the next opportunity is a full year away.
If you've been waiting for the version of this that's actually built for your life, your community, and your starting point — this is it.
The question isn't whether you're ready for a program like this.
It's whether you want to be someone different, financially, one year from now.
Free to participate. $20/month Portfolio Contribution. 20 seats. Enrollment deadline December 15, 2026.
